How do I know what the available balance on my Benefit Card is?

The balance on your Benefit Card is directly tied to the cash balance you have in your HSA. Your threshold setting determines the amount that is available in your cash account. For example, if you had $4,000 in your HSA with your threshold set to $2,500, then you would have $2,500 in your cash account and the remaining $1,500 would be in your investments.