Who is eligible for an HSA?

You are eligible for an HSA if you:

  • Are covered under a high-deductible health plan (HDHP).
  • Have no other medical coverage. You cannot be covered by a family member’s non-HDHP or a medical FSA/HRA.
  • Are not enrolled in Medicare.
  • Cannot be claimed as a dependent on someone else’s tax return.
  • Have a valid Social Security number.